Insurance-covered hormone replacement therapy

Hormone replacement therapy offers the most effective relief for many menopause and perimenopause symptoms, helping women feel better within weeks, even days.

Midi’s hormone specialists prescribe HRT safely, and that starts with an in-depth virtual visit to determine if HRT is right for you.

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Visits covered by most PPO insurance plans with more on the way.

How hormone replacement therapy works

When hormone levels drop during the menopause transition, you can experience symptoms from head to toe. HRT replenishes just enough estrogen and progesterone to bring you relief.

What we treat

HRT can help with:

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Hot flashes +
night sweats

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Trouble sleeping

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Painful sex, vaginal dryness + libido change

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Weight + body changes

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Brain fog +
memory lapses

Moodiness, anxiety + depression

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Period problems

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Hair + skin changes

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Joint pain, bone loss + fracture risk

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Breast + gynecological cancer effects

Other

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Hot flashes +
night sweats

Painful sex, vaginal dryness + libido change

Period problems

Brain fog +
memory lapses

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Moodiness, anxiety + depression

Weight + body changes

Trouble sleeping

Hair + skin changes

Joint pain, bone loss + fracture risk

Breast + gynecological cancer effects

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Other

Midi is changing women's lives

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“My clinician was very thorough and spent lots of time answering my questions. She prescribed HRT and two weeks later I feel like a new human! After three years of going to specialists for a number of symptoms, I am finally feeling better.”

—A.N., 49, Midi patient
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“I was experiencing moodiness with negative thoughts and emotions. Now I’m going into month three of HRT and I feel amazing. More energy, more libido, less hot flashes, better sleep, and happier.”

—M.L., 45, Midi patient
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“My clinician is amazing. She answered all my questions and really listened to my concerns about menopause and getting on HRT. Every OBGYN I’ve ever had in the past could not pinpoint any of my body changes that are obvious now: I was going through early menopause.”

—S.D., 51, Midi patient
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“After years of suffering from chronic sleep maintenance insomnia, my clinician’s understanding of hormones and knowledge of the latest research in safety for bioidentical HRT provided a solution to a problem I have struggled with for years. I am so grateful to her and to MIDI for seeing us middle aged women in perimenopause and helping us live healthier, happier lives! I finally felt seen and heard and cared for.”

—T. M., 50, Midi patient

Designed to be better in every way

What we treat
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Traditional
Healthcare

All clinicians trained in midlife care

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Expertise in hormone replacement therapy

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Protocols designed by experts in hormonal change

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Midi Clinicians assigned to every patient

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24/7 access to guidance & support

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Flexible follow-ups & adjustments, until you feel better

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Personalized treatment, prescribed by an expert

HRT is a great option for most women, but it’s not appropriate for all. At your convenient virtual visit, your Midi clinician will review your symptoms, health history, and genetics. Together, we'll determine if HRT is right for you. 

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There’s no “one-size-fits-all” HRT
Midi clinicians consider the following when prescribing HRT:

Safety: Midi prescribes FDA-approved bioidentical hormones, which have been tested for safety. For patients who have a uterus, progesterone or progestin is added to estrogen to reduce any risk of uterine cancer.

Form: HRT is available as a pill, patch, vaginal ring, and topical cream or gel. Your clinician will work with you to prescribe your best option.

Dosage: You'll start at the lowest effective dosage for your symptoms. If you’re not getting the relief you want, your clinician will tweak your dose or switch you to a different form of HRT.

How it works

In midlife, your body changes. Your care should, too

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What are you experiencing?

Select all of your symptoms.

Trouble sleeping
Period problems
Brain fog
Anxiety
Hot flashes
Weight changes
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Book your virtual visit

Take a few minutes to set up your account, enter insurance, tell us about your symptoms, and choose a time to meet your clinician.

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Cheri Barzottini, NP
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Meet your Midi clinician

Discuss your symptoms and health history in depth with a nurse practitioner trained in perimenopause and menopause.

Hormone levels: FSH, E2, AMH, testosterone free and total
Vitamin & mineral tests: Ferritin, vitamin D, vitamin B12
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Get the tests you need

If bloodwork or imaging can help us personalize your treatment, we’ll send you to a convenient local facility that accepts your insurance

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Dr. Mindy goldman
Follow-up visit

Discuss how your plan is going

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Integrate Midi into your health routine

Get all the virtual follow-ups you need to dial your treatment and take preventative steps. We’ll partner with your other doctors, and refer you for in-person treatment when needed.

Transparent pricing

Midi is here to support you through your menopause journey. Say goodbye to yearly check-ins or pesky subscription fees, and say hello to your Midi clinician. 



Your clinician will see you for one initial visit, then for additional continued visits to monitor your symptom improvements, prescribe refills, and make sure you're getting the highest quality care.

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Service offering

Insurance

Self-pay

Initial visit

The Midi Essential Visit gives you ample time for an in-depth conversation.

Only pay standard co-pay and deductible

$250.00

Continued care visits

Follow up visits fine-tune your Care Plan and safeguard your future health.

Only pay standard co-pay and deductible

$120 - $250

depending on visit length and care complexity

Initial visit

The Midi Essential Visit allows time for an in-depth conversation with a trained clinician.

Insurance

Standard co-pay and deductible

Self-pay

$250

Continued care visits

Ongoing visits let us fine-tune your care, address new symptoms, and safeguard your future health.

Insurance

Standard co-pay and deductible

Self-pay

$120 - $250

depending on visit length and care complexity

Meet Midi’s Clinical Leaders

Our HRT protocols are defined by Midi’s medical advisors, doctors with decades of experience in women’s midlife health. 

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Designed by top-tier specialists

Our protocols are crafted by doctors with decades of experience in women’s midlife health, and delivered by trained and certified clinicians.

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Deeply personalized

We listen to your experience and work closely with you to build a Care Plan that fits your medical history, genetics, and approach to health.

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Flexible and proactive

Your body is always changing. We adjust your plan in response, fine-tuning your treatment to provide meaningful, lasting relief.

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DR. MINDY GOLDMAN

Clinical Professor, Department of Ob/Gyn and Reproductive Sciences at UCSF and Midi Chief Clinical Officer

cancer & survivorship

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DR. PAULINE MAKI
Professor of Psychiatry, Psychology and OB/GYN at University of Illinois Chicago

Brain health, mental health, depression, & hormonal health

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DR. sheila bouldin
professor of OB/GYN and director of the Women’s Health Division at the University of Mississippi Medical Center

hormone health, obesity & public health

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TORI HUDSON, N.d.
professor and former medical director at national university of natural medicine

botanical medicine, & naturopathic remedies

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Dr. Lauren Greenberg
board-certified plastic surgeon

Menopausal hair & skin changes, breast cancer reconstruction

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Dr. Don Dizon
Director of Medical Oncology at Rhode Island Hospital

Survivorship & sexual health

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Dr. Robert Aptekar
President, Integrative Women’s Care

Bone health, osteoporosis prevention & treatment

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Frequently asked questions

What are the benefits of hormone replacement therapy?

HRT is the most effective treatment for relieving menopausal hot flashes, night sweats, vaginal dryness, and recurrent urinary tract infections, according to the most recent guidelines from The North American Menopause Society (NAMS). Clinically, hormone replacement therapy has also been shown to be highly effective in relieving symptoms of insomnia, mood changes, and brain fog.

Additionally, a large body of recent research shows that if women start hormone therapy within 10 years of their last period, they enjoy a significant reduction in menopausal symptoms and a lower risk of heart disease and bone loss.

Is HRT covered by insurance?

This depends on your insurance and the type of HRT prescribed. However, insurance is more likely to cover the full or partial cost of FDA-approved bioidentical hormones (the type that Midi prescribes) compared with other forms of hormone therapy, like compounded preparations, which are not regulated by the FDA. 

Generally, insurance covers generic FDA-approved bioidentical hormones, and in many cases insurance will pick up some of the cost of brand-name HRT when necessary or recommended by a clinician. Midi’s care coordinators offer guidance in getting HRT covered if your clinician prescribes it as part of your holistic Care Plan.

I heard that hormone replacement therapy isn’t safe—is that true?

Hormone replacement therapy came under fire after a 2002 Women’s Health Initiative study linked it to an increased risk of breast cancer and heart disease. Women panicked and many doctors stopped prescribing HRT altogether. 

That study was conducted over 20 years ago. These days, we know much more about HRT and guidelines have changed. A large body of recent research shows that if women start hormone therapy within 10 years of their last period, they experience a significant reduction in menopausal symptoms and a lower risk of heart disease and bone loss.

When should I start hormone replacement therapy?

Research shows that when patients kick off treatment within 10 years of their last period, the benefits of HRT tend to outweigh the risks. But for some women, it makes sense to start earlier: You can begin hormone replacement therapy at the first sign of menopause symptoms, even if you’re in perimenopause and still getting your period. 

For women who start HRT outside of that 10-year window, there’s a null effect on cardiovascular disease risk, meaning that you won’t get the heart-bolstering benefits from HRT, but it may not increase your chance of heart trouble either.

How long can I safely be on HRT?

Doctors once believed that women should stop hormone replacement therapy by age 65, but there’s actually no science supporting that idea. Newer research and the latest guidelines state that the length of HRT treatment should be a shared decision between the patient and their provider. In other words, you and your clinician can look at your symptoms, health history, and quality of life on HRT, and figure it out together.

Some Midi patients prefer to take HRT for the shortest amount of time that it takes to get over the worst of their menopause symptoms. Others feel so fantastic on HRT that they never want to stop treatment. Both can be good options.

How can I tell if my HRT dose is right for me?

Your Midi clinician can help you figure out if you’ve landed on the appropriate dose and delivery method. First, we’ll make sure that you don’t have any breast tenderness or bleeding—those are signs that your dose might need to be lowered. Next, we’ll look at whether you’re feeling enough benefit from your current dose. If not, we can tweak your prescription until you experience relief.

Can I take hormone replacement therapy after a hysterectomy?

Yes, women who have had their uterus removed (via hysterectomy) don’t need progesterone to guard against uterine cancer, so they are prescribed estrogen-only HRT. Research shows that women 60 and younger without a uterus who take estrogen hormone replacement therapy within 10 years of menopause have a lowered risk of breast cancer, among other health benefits.

Who shouldn’t take hormone replacement therapy?

While it’s highly effective at treating menopausal symptoms, hormone replacement therapy isn’t for everyone. Your clinician may suggest other, non-hormonal menopausal treatment if you have a history of stroke or certain types of blood clots, some types of heart or liver problems, cancer that might be stimulated by hormones (including some kinds of breast and uterine cancer), or if you’re currently dealing with unexplained vaginal bleeding.

If you’re not a candidate for HRT or prefer not to take hormones, Midi will guide you toward other effective solutions, such as non-hormonal medications, supplements, lifestyle changes, and wellness therapies. Alternate options for treating hot flashes, for example, include prescription meds like selective serotonin receptor inhibitors (SSRIs), supplements including black cohosh and maca, diet changes, and acupuncture.